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One Terminal. One Platform. One Payout.

All-in-one Payment and Management System for Unattended Services

One Terminal. One Platform. One Payout.

Accept all cashless payments with one payment terminal, fully integrated into the KUARIO system. Cards, mobile wallets, QR codes, and staff or local access cards are supported in a single setup, with clearing and settlement handled by KUARIO and paid out in one payout.

 

Operators get real-time visibility, remote control, and flexible pricing across every machine and location, without adding complexity as their fleet grows.

Why Operators Choose KUARIO

KUARIO brings payments and unattended services management together in one platform, replacing fragmented provider setups with a simpler way to run and grow a fleet.

 

Built for operators who want fewer systems, clearer costs, and a setup that scales as their fleet grows.

One Terminal

One terminal for all cashless payments, without additional integrations

One Payout

One contract for all payment methods with automated clearing, settlement, and reporting

One Platform

Real-time visibility and remote control across machines, products, and pricing

Loyalty

Drive repeat usage with simple pricing rules by user group, location or time

Typical operator impact

€18–32 net increase per machine, per month

Based on industry averages from the 2024 BDV Operator Study

 

Where does that come from?

Higher cashless usage means less cash handling and lower operational friction. Better visibility and control reduce empty runs, service hours and wasted stock. One consolidated report and payout cut admin effort. And pricing rules and vouchers drive repeat usage. Small shifts across revenue, cost and efficiency add up to meaningful monthly margin improvement per machine.

Where every transaction happens.

HybridPay Terminal (HPT25)

The KUARIO HybridPay Terminal (HPT25) accepts all cashless payment methods on a single device that works with existing MDB machines. Customers pay using their preferred method, without additional terminals, integrations, or providers.

 

Cards, mobile wallets, QR codes, and closed-loop payment methods such as campus cards and staff IDs are all supported on one terminal. Pricing and privileges are applied automatically by the KUARIO platform at the moment of payment.

Where operators stay in control.

The Management Dashboard

The KUARIO Management Dashboard brings  fleet management into one central system with real-time visibility and remote control across machines, products, pricing, and transactions. Configuration is managed centrally across locations, with live data and reporting that reduce manual effort across day-to-day operations.

 

Unattended machines and attended services, including POS systems, are managed in the same environment with consistent visibility across devices.. Start small and roll out across the fleet as operations grow, without adding systems or complexity.

Where users access loyalty benefits and convenience

The KUARIO App

The KUARIO App gives users a simple way to access benefits, view balances, manage their activity, and receive refunds across KUARIO-enabled services. It supports personalised pricing and user-specific privileges, while complimenting HybridPay Terminal-based payments.

 

Available on Android and iOS, the app supports multiple languages and currencies and works consistently across locations and services.

How KUARIO Compares to Other Unattended Services Setups

Multiple Systems

 

• Multiple vendors + integrations

• Disconnected, limited visibility

• Unclear transaction cost

• Multiple contracts and payouts

KUARIO

 

• One terminal

• One platform

• One contract

• One payout

Custom Systems

 

• Custom integration

• High complexity system

• Enterprise cost structure

• Long-term lock-in

How KUARIO Delivers Added Value

Works with your existing machines

 

KUARIO integrates easily with existing vending machines, kiosks and self-service devices via MDB or provided APIs. Terminals follow EVA-Mini standard making them quick to install, and the cloud-based platform removes the need for local servers or complex IT setups..

One integration instead of many

 

The KUARIO POSCloud API connects cash registers, vending machines, and self-service kiosks through one secure integration, supporting the HybridPay Terminal with unified reporting and consolidated payouts.

Built to meet regulatory and security requirements

 

KUARIO is built to meet PSD2, GDPR and ISO 27001 standards. Security and privacy are built into the platform by design, ensuring every transaction and personal detail is protected.

Lets customers pay their way

 

KUARIO supports all major open-loop payment methods, including Visa, Mastercard, Apple Pay, Google Pay, PayPal, and more, alongside QR codes and closed-loop payment methods such as campus cards and staff IDs.

Where KUARIO Is Used

One System Across Multiple Devices.

Coffee & Vending Machines

Smart Fridges

Cafeterias & Canteens

Printing

Parking

Laundry