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Built for Vending Operators

All-in-one Payment & Vending Management System

One Device. One Platform. One Payout.

Most operators are managing two or three payment providers, a separate telemetry system, and a spreadsheet in between. KUARIO replaces all of it. One device connects your machine to every cashless payment method — cards, mobile wallets, QR codes, staff and campus cards — fully integrated, MDB-compatible, no additional hardware required. 

 

Every transaction feeds directly into your management dashboard. Real-time sales per machine. Remote pricing and product control. Automated clearing and settlement under one contract — one consolidated report, one payout to your bank account. No reconciling across providers. No fragmented reporting.

One System. Built for Your Fleet.

Running a vending fleet means managing machines across multiple locations, with multiple providers, and contracts and margin pressure at every turn. KUARIO replaces that fragmented setup with one system: one device per machine, one platform for your entire fleet, one payout.

 

Less hardware. Less administration. Less time reconciling reports that should be one.

One Device

A terminal that accepts every cashless payment method, is MDB-compatible and has built-in connectivity.

One Payout

One contract for all payment methods with automated clearing, settlement, and one consolidated report.

One Platform

Real-time sales per machine. Remote product and pricing control. See what every location is earning, without being on-site.

Loyalty

Drive repeat purchases with pricing rules, vouchers and discounts by user group, location or time, with no additional admin.

Typical operator impact

€18–32 net margin improvement per machine, per month

Calculated from 2024 BDV Operator Study industry benchmarks

 

Here’s the maths:

Most operators are losing margin in places they can’t see: service trips that weren’t needed, cash handling costs spread across multiple providers, hours spent reconciling reports that should be one. KUARIO makes those losses visible — and stops them. Fewer unnecessary runs. Less cash handling. One report, one payout. The €18–32 isn’t a feature. It’s what’s left when the hidden costs stop.

 

Based on: service staff €28/hr · technician with vehicle €45/hr · cash management min. 1.5% of revenue · avg. transaction €1.75 (cold drink) / €1.52 (snack) — 2024 BDV Operator Study

Works with your existing machines

HybridPay Terminal (HPT25)

No machine replacement needed. The HPT25 installs on your existing MDB-compatible machines and connects them to the platform. It accepts all cashless payment methods on a single device — cards, mobile wallets, QR codes, and closed-loop methods like campus cards and staff IDs, replacing multiple terminals and integrations.

 

Pricing rules and privileges are applied automatically at the point of payment, without any manual intervention or separate configuration per machine.

Your entire fleet. One view.

The Management Dashboard

See real-time sales per machine, and control products and pricing remotely. Every location, every transaction, every machine in one dashboard. Configuration is managed centrally across locations, with live data and reporting that reduce manual effort across day-to-day operations.

 

Start with five machines. Roll out across your full fleet when you’re ready. No additional systems, no additional complexity — the platform grows with your operation.

Where users access loyalty benefits and convenience

The KUARIO App

The KUARIO App gives users a simple way to access benefits, view balances, manage their activity, and receive refunds across KUARIO-enabled services. It supports personalised pricing and user-specific privileges, while complimenting HybridPay Terminal-based payments.

 

Available on Android and iOS, the app supports multiple languages and currencies and works consistently across locations and services.

One System vs. Fragmented Setups

Multiple Systems

 

• Multiple providers + payouts

• Disconnected, limited visibility

• Reconcile payments manually

• Unclear transaction cost

 

KUARIO

 

• One terminal

• One platform

• One contract

• One payout

 

Custom Systems

 

• Custom integration

• High complexity system

• Enterprise cost structure

• Long-term lock-in

 

Built for Operators.

Works with your existing machines

 

KUARIO integrates easily with existing vending machines, kiosks and self-service devices via MDB or provided APIs. Terminals follow EVA-Mini standard making them quick to install. The cloud-based platform requires no local servers, no complex IT setup. Go live in days, not months.

One integration instead of many

 

The KUARIO POSCloud API connects cash registers, vending machines, and self-service kiosks through one secure integration, supporting the HybridPay Terminal with unified reporting and consolidated payouts.

Built to meet regulatory and security requirements

 

KUARIO is built to meet PSD2, PSD3, GDPR and ISO 27001 standards. Security and privacy are built into the platform by design, ensuring every transaction and personal detail is protected.

Lets customers pay their way

 

KUARIO supports all major open-loop payment methods, including Visa, Mastercard, Apple Pay, Google Pay, PayPal, and more, alongside QR codes and closed-loop payment methods such as campus cards and staff IDs.

Where KUARIO Is Used

One System Across Multiple Devices.

Coffee & Vending Machines

Smart Fridges

Cafeterias & Canteens

Printing

Parking

Laundry

Part of the European Vending Industry

KUARIO is a member of the European Vending & Coffee Service Association (EVA) and the Bundesverband der Deutschen Vending-Automatenwirtschaft (BDV), and stays closely connected to fee structures, regulations, and the day-to-day realities operators deal with.

 

That’s why our system reflects how your business actually works.